Is legal funding available in Florida?
Yes. Florida plaintiffs with an attorney can get non-recourse pre-settlement funding against an expected settlement, with no monthly payments and no credit check. Note that Florida tightened its negligence rules in 2023, so filing deadlines are shorter than they used to be. Talk to an attorney promptly.
Key facts
- High volume of auto, premises, and storm-related litigation.
- Florida moved to modified comparative negligence (51% bar) in 2023.
- The deadline to file many negligence cases was shortened to two years.
- Funds personal injury, auto, slip and fall, and medical malpractice claims.
- Non-recourse: nothing owed without a recovery.
The 2023 changes you need to know
Florida overhauled its negligence law in 2023. Two changes matter most. First, the state shifted to modified comparative negligence with a 51% bar, so a plaintiff found more than half at fault can no longer recover. Second, the deadline to file many general negligence cases was shortened from four years to two. The takeaway is simple: don't sit on a Florida claim. Get to an attorney quickly, because the window is tighter than people expect.
Why funding fits Florida cases
Florida's courts handle enormous volume, from everyday car crashes to premises cases at the state's many hotels, resorts, and retail properties. High volume means waiting, and waiting is hard when you can't work. Funding bridges that gap while your attorney builds the case. Our slip and fall funding and car accident funding pages cover the two most common Florida claim types.
Storms, tourism, and the cases they create
Florida sees claims you won't find at the same rate elsewhere: hurricane-related injury and premises cases, tourism and theme-park incidents, boating accidents. These can be funded like any other injury claim, valued on liability, damages, and available coverage.
Move quickly, then breathe
Because the filing window is shorter now, the first step is talking to an attorney without delay. Once you're represented and your records are ready, check your eligibility. For what to confirm before signing any agreement, see questions to ask before accepting funding.
Frequently asked questions
Yes. In 2023 Florida adopted a 51% comparative negligence bar and shortened the deadline to file many negligence cases to two years. Because the window is tighter, it's important to consult an attorney promptly.
Yes, as long as you're not more than 50% at fault. Above that threshold, Florida now bars recovery. Underwriting factors your likely share of fault into the case value.
Yes. Storm-related and tourism injury claims are evaluated like any other case, based on liability, your injuries, and the available insurance coverage.
Many injury cases run 12–24 months. Florida's high court volume can stretch that, which is part of why funding is useful here.