Get Cash Before Your Lawsuit Settles

Legal funding, also called pre-settlement funding or lawsuit funding, gives plaintiffs access to a portion of their expected settlement before their case resolves. It is a non-recourse purchase of a share of your potential recovery, not a loan, so there are no monthly payments and you owe nothing if your case does not result in a recovery.

No. Traditional loans require monthly payments and repayment regardless of outcome. Legal funding is non-recourse: repayment comes solely out of your settlement or judgment. If you do not recover compensation, you keep the funding and owe nothing.

Funding amounts depend on the estimated value of your case, liability strength, insurance coverage, and how far the case has progressed. Most plaintiffs receive between 10% and 20% of their case's estimated settlement value.

Once your attorney provides case documentation, many applications are reviewed within 24 to 72 hours. Approved funds are typically delivered by wire transfer or check shortly after the agreement is signed.

Yes. Legal funding requires that you are represented by an attorney on a contingency-fee basis. The funder works with your attorney to verify case details and coordinate repayment at settlement.

No. Approval is based on the merits of your case, not your credit history. There is no credit check, no employment verification, and no income requirement, and applying does not appear on your credit report.

Most personal injury and liability cases qualify, including car, truck, and motorcycle accidents, slip and fall claims, medical malpractice, product liability, workers compensation (in eligible states), wrongful death, and mass tort cases.

Yes, and that protects you. Your attorney verifies case information, reviews the funding agreement, and ensures the transaction is documented properly. Reputable funders never bypass your attorney.

Yes. Most plaintiffs use funding for rent or mortgage payments, medical bills, car repairs, groceries, and everyday living expenses while their case moves toward a fair settlement.

With non-recourse funding, you owe nothing if your case does not result in a settlement or judgment. The funder absorbs the loss. This is the defining difference between legal funding and a loan.

The process is confidential. Funding agreements are between you, your attorney, and the funder. In most situations the defense has no involvement in or visibility into your funding arrangement, though disclosure rules vary by state.

Repayment typically includes the funded amount plus a fee or rate that accrues over time until the case settles. Before you sign, you should receive a clear payoff schedule showing exactly what would be owed at different points in time.

Often, yes. If your case develops favorably and additional value is documented, many plaintiffs qualify for additional funding rounds, subject to the total advanced remaining within safe limits relative to expected recovery.

Funding is designed to do the opposite of hurting your case: it relieves financial pressure so you and your attorney are not forced to accept a low early offer. Your attorney remains fully in control of negotiation strategy.

Legal funding is available in most U.S. states, but regulations, terms, and product availability vary. Some states cap rates or require specific disclosures. We can help you understand what applies where you live.