The Typical Timeline
- Day 0: Application submitted online.
- Days 1–3: Attorney provides case documents.
- Days 2–5: Underwriting review and decision.
- Days 3–7: Agreement signed and funds wired.
What Speeds It Up
- A responsive attorney's office. Document turnaround is the single biggest factor.
- Complete documentation. Incident report, medical records, insurance info, and any demand letter ready to go.
- Clear liability. Cases with strong police reports or admitted fault move fastest.
- Cases that have been worked. If your attorney has built a demand package, underwriting is straightforward.
What Slows It Down
- Recently filed cases with limited documentation.
- Disputed liability requiring further investigation.
- Multiple defendants or insurance layers to verify.
- Slow response from your attorney's office.
The Single Best Thing You Can Do
Call your attorney's case manager and let them know a funder will be requesting documents. Five minutes of advance notice can save three days of email tag.
Sources & Further Reading
For broader context, see Cornell Legal Information Institute — overview of litigation finance. This article is general educational information and does not constitute legal or financial advice.
Frequently Asked Questions
In some cases, yes — when documents are already on hand and the case is straightforward. Most plaintiffs see funds within 2–5 business days.
Politely follow up. Many firms have a paralegal or case manager who handles funding requests; ask for that person by name.