The Big Picture
Most personal injury cases resolve within 12–24 months. Serious-injury and disputed cases stretch to 24–48 months. Catastrophic injury cases and those that proceed to trial can take longer still.
What Controls the Timeline
- Treatment duration. Settling before maximum medical improvement undervalues the claim.
- Liability disputes. Contested fault means depositions, experts, and time.
- Insurance posture. Some carriers settle reasonable claims promptly; others fight everything.
- Court calendar. Some venues take 18 months to set a trial date.
Typical Timelines by Case Type
- Slip and fall: 12–24 months (liability often disputed).
- Dog bite: 6–12 months (usually clearer liability).
- Premises assault: 18–36 months (negligent security cases are complex).
- Catastrophic injury: 24–48 months.
Why This Matters for Funding
Funding costs grow with time. The longer your case runs, the larger the payoff. Match advance size to your realistic need over your realistic timeline — see our best practices guide.
Sources & Further Reading
For broader context, see National Center for State Courts — civil litigation timelines. This article is general educational information and does not constitute legal or financial advice.
Frequently Asked Questions
Treatment, investigation, discovery, and court calendars all contribute. Insurers also use time as a negotiating tool.
Yes — earlier resolution generally means a smaller payoff. Only your attorney can judge when settling makes sense, though.